Business Banking

BUSINESS Banking

In the complexities of life, everyone uses their current accounts differently. We have developed a range of accounts that makes it easy to track your money, pay your bills and manage your household finances.

REQUIREMENT
FEATURES & BENEFITS
  • Completed Account Opening Forms
  • Business Registration Documents
  • Board Resolution
  • Passport Size Photographs Of Signatories
  • Valid Identify Card (Passport, Driver’s License, Voters ID Or National ID)
  • Proof Of Residence (i.e. Utility Bill, Tenancy Agreement, Client’s Bank Statement From Another Bank)
  • Resident Permit (For Foreign Nationals)
Personal

  • Less cumbersome account opening procedure
  • Minimum Initial account opening deposit: GHS50.00
  • Minimum operating balance: GHS25.00
  • Fixed Service Charge: GHS5.00

Corporate & Non incorporated

  • Minimum Initial account opening deposit: GHS100.00
  • Minimum operating balance: GHS50.00
  • Availability of Cheque books
  • Free transfer of funds from one account to another
  • Access to Overdraft facility (terms & conditions apply)
  • Easy access to funds through branches / electronic payment platforms
  • 24 hour access to account with ATM / Prepaid Visa Cards
REQUIREMENT
FEATURES & BENEFITS
 

  • Passport Size Photographs 
  • Valid Identify Card (Passport, Driver’s License, Voters ID Or National ID)
  • Last 3 months pay slip
  • Less cumbersome account opening procedure
  • Easy access to Personal Loan
  • Easy access to funds through branches/ electronic payment platforms
  • 24hour access to account with ATM / Prepaid Visa card
  • No limit to withdrawals
  • Monthly minimum operating balance: GHS20.0
REQUIREMENT
FEATURES & BENEFITS
  • Eligibility – Non Resident Ghanaians  / Foreigners married to Ghanaians
  • Valid Identification Document – Certified copy of passport
  • Copy of proof of residential address – Utility bill, Bank statement
  • Non-Ghanaians to submit copy of marriage certificate or residence permit
  • Two (2) passport size photographs (taken on a plain background)
  • Fully completed and signed A/C opening form (Individual /Joint)
  • Initial Deposit
  • Daily Credit interest accrual applied monthly
  • Interest application threshold: ≥ GHS50.00
  • No account maintenance fee on account
  • Free quarterly Adhoc statement of accounts
  • Free funds transfer from one account to another
  • Easy access to funds across Ghana through branches/electronic payment platforms
  • Access to Internet Banking facilities – Online or electronic transactions e.g. requesting account balances, latest transactions, funds transfers / payouts, statement of accounts etc.
  • Transfer of funds from abroad into account
  • 1,3,6,12 months Fixed deposit investments can be purchased using account (roll over options available)
  • Standing order instructions