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Consumer Loans

consumer LOANS

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Requirements
Benefits
  • Salary must have come constantly for three (3) months
  • One passport picture
  • Personal loan application form
  • Right of setoff
  • Letter of undertaking from employers
  • Completed guarantor’s form
  • Quick turnaround for applicants who meet all requirements.
  • A good repayment of loan guarantees a reduction in charges for subsequent loans.
  • No extra collateral required to access the loan.
Requirements
Benefits
  • Two passport pictures
  • Bank statement ( Six (6) months)
  • Appointment / Confirmation letter
  • Introductory letter from his or her Institution
  • Applicant’s 3 most recent pay slips
  • Post-dated cheques (PDCs) equal to the period of the loan
  • Undertaking from Institution (Signed by head and /or accountant except the banks but S&L not included).

Guarantor;

  • One passport picture
  •  Three(3) recent pay slips
  • Bank statement (Six (6) months)
  • Post- dated cheques equal to half the cheques provided by the applicant
  • Quick turnaround for applicants who meet all requirements.
  • A good repayment of loan guarantees a reduction in charges for subsequent loans.
  • No extra collateral required to access the loan.
Requirements
Benefits
  • Background of organization
  • Provision of company registration documents, audited account for the past three years and company profile
  •  Personal loan application form by individuals
  • Two passport pictures of each applicant
  • Bank statement ( Six (6) months) of each applicant
  • Copy of a valid ID card (Voters, Passport, Driver’s License etc) of each applicant
  • Applicant’s 3 most recent pay slips
  • Undertaking from Institution (Signed by Head of Human resource or Accountant and witnessed)
  • Quick turnaround for applicants who meet all requirements.
  • A good repayment of loan guarantees a reduction in charges for subsequent loans.
  • No extra collateral required to access the loan.
Requirements
Benefits
A completed:

  • Golden link application form
  • CAGD loan/advance form
  • Authority note
  • Mandate form

Three (3) most current payment slip

One (1) passport size photograph.

  • Quick turnaround for applicants who meet all requirements.
  • A good repayment of loan guarantees a reduction in charges for subsequent loans.
  • No extra collateral required to access the loan.